teve holds a Certified Public Accountant designation and is a lifelong resident of Polk County. Most recently he served as Director, Chief Financial Officer and Chief Operating Officer for Six/Ten, LLC, a downtown redevelopment real estate company located in Winter Haven, Florida. His professional background includes financial management, strategic planning, business operations, and customer relations. Steve holds an Associate of Arts degree in Business Administration from Polk State College and a Bachelor of Science degree in Accounting from The University of South Florida. He currently serves on the Board of Directors for the Winter Haven Chamber of Commerce and is also a past board chair of the organization. A long-time advisory board member for the Bank, he joined the Bank’s Board of Directors in 2024.

“A succession plan has been in the works for several years, and the timing of the plan worked well to implement in 2025,” said Greg Littleton, president and CEO. “Steve’s professional background as a CPA, business owner and entrepreneur, along with his strong commitment to community and civic involvement, make him a great choice to lead Citizens Bank & Trust. Together, I look forward to growing our banking relationships throughout our service area.” 
Littleton joined Citizens Bank & Trust in 1997 and was named president in 2001. In 2022, he was recognized as Banker of the Year by the Florida Bankers Association (FBA). He currently serves as a member of the Polk State College District Board of Trustees, as well as a member of the Board of Directors for AdventHealth Polk Market, Polk Vision, Winter Haven Economic Development Council, and FBA BankPac. He is the current campaign chair for the United Way of Central Florida. Littleton is a past chair of the Winter Haven Chamber of Commerce, East Polk Committee of 100, Central Florida Development Council (CFDC), United Way of Central Florida, Polk Vision, Lake Wales Chamber of Commerce, Heart of Florida Hospital, Polk State College District Board of Trustees, Polk County Public Schools Efficiency Commission, and FBA BankServ. He has also previously served on the boards of the Bartow Economic Development Council, Lake Wales Arts Center, Polk Museum of Art, Florida Bankers Association, FBA Governmental Relations Council, Polk County Industrial Development Authority, and the Florida Statewide Passenger Rail Commission.

“Over the past twenty-four years, Greg has made a significant impact to the growth and footprint of the Bank that my grandfather founded in 1920,” stated Latimer “Coot” Wilson, Chairman of the Board. “His strategic vision and dedication to our customers, employees, and the community has been unprecedented in our company history. On behalf of the shareholders and board of directors, I’d like to express my appreciation to Greg, and I look forward to working with both him and Steve as we continue to serve the financial needs of our community and business partners.”

Additionally, Executive Vice President and Chief Operating Officer (COO) Weymon Snuggs will continue full time in his current role throughout 2025. In 2026, he will transition to a part-time arrangement, continuing to serve the Lakeland Market. Snuggs has been very active in the community since coming to Lakeland in 1997. He currently serves on the YMCA Board of Directors and several committees for other nonprofit organizations. Snuggs is a past board chair of Lakeland Regional Health (LRH) Systems, the Lakeland Chamber of Commerce, Polk Museum of Art, United Way of Central Florida, Lakeland Volunteers in Medicine, and Lakeland Vision. He previously served on the boards of Orlando Health, VISTE, LRH Foundation, the Lakeland Chamber Foundation, and the Lakeland Firefighter Pension Fund Board. In 2008, he chaired the United Way of Central Florida Campaign, and in 2015 received the George W. Jenkins Volunteer of the Year award.

Current Senior Vice President and Chief Innovation Officer, Chad Tagtow, will become COO in January 2026, with a focus on operations, efficiencies, and technology. Tagtow joined the Bank in 2004 and has held progressive leadership roles, most recently serving as Chief Innovation Officer.
 
About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services. The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner. 

With the Watson Clinic MyChart Patient Portal, you can save time by communicating directly with your doctor’s office, requesting prescription refills, and scheduling appointments—all from your computer or smartphone. 
​
Plus, a new feature called On My Way lets both new and established patients schedule same-day appointments at any of our three walk-in care facilities, including:

• Watson Clinic Urgent Care Main  | 1600 Lakeland Hills Blvd., Lakeland, FL 33805
• Watson Clinic Urgent Care South | 1033 North Parkway Frontage Rd., Lakeland, FL 33803
• Watson Clinic XpressCare Highlands | 230 E. County Road 540A, Lakeland, FL 33813

Starting February 1, you’ll also be able to schedule laboratory appointments through the portal, as long as your care team has issued a scheduling ticket.

For more information about Watson Clinic's walk-in care locations and the On My Way feature, visit WatsonClinic.com/WalkIn. To sign up for your free MyChart Patient Portal account, go to WatsonClinic.com/MyChart and select Sign Up Now.

The U.S. Chamber of Commerce Team has provided the following summary in brief of President Trump’s Executive Orders (EOs) through January 21, 2025, that are most relevant to various elements of the business community.

The EOs issued by President Trump generally take one of two approaches:
• Substantive Action, where the EO itself makes a substantive change in policy, or
• Direction to Agency Heads, where the EO instructs one or more agency heads to review, study, propose, or recommend certain actions.

Some EOs combine approaches. The summaries below are drawn from the actual EO text and do not include any analysis or evaluation or reflect Chamber views. Each summary includes a link to the full EO text (all summaries linked here). The EOs fall into the following broad issue categories:
• Government Operations
• Trade & Foreign Affairs
• Energy & Environmental Policy
• Employment Policies
• Border Security & Immigration
• Revocation of Prior Executive Orders

Government Operations
• REGULATORY FREEZE PENDING REVIEW, January 20, 2025.
• ESTABLISHING AND IMPLEMENTING THE PRESIDENT'S "DEPARTMENT OF
GOVERNMENT EFFICIENCY", January 20, 2025
• RESTORING ACCOUNTABILITY TO POLICY-INFLUENCING POSITIONS WITHIN THE
FEDERAL WORKFORCE, January 20, 2025
• HIRING FREEZE, January 20, 2025
• RETURN TO IN-PERSON WORK, January 20, 2025
• REFORMING THE FEDERAL HIRING PROCESS AND RESTORING MERIT TO GOVERNMENT SERVICE, January 20, 2025
• ENDING RADICAL AND WASTEFUL GOVERNMENT DEI PROGRAMS AND PREFERENCING, January 20, 2025
• DELIVERING EMERGENCY PRICE RELIEF FOR AMERICAN FAMILIES AND DEFEATING THE COST-OF-LIVING CRISIS, January 20, 2025
• RESTORING FREEDOM OF SPEECH AND ENDING FEDERAL CENSORSHIP, January 20, 2025
• KEEPING AMERICANS SAFE IN AVIATION, January 21, 2025
 
Trade & Foreign Affairs
• AMERICA FIRST TRADE POLICY, January 20, 2025
• WITHDRAWING THE UNITED STATES FROM THE WORLD HEALTH ORGANIZATION, January 20, 2025
• THE ORGANIZATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT (OECD) GLOBAL TAX DEAL (GLOBAL TAX DEAL), January 20, 2025
• APPLICATION OF PROTECTING AMERICANS FROM FOREIGN ADVERSARY CONTROLLED APPLICATIONS ACT TO TIKTOK, January 20, 2025
• REEVALUATING AND REALIGNING UNITED STATES FOREIGN AID, January 20, 2025
• AMERICA FIRST POLICY DIRECTIVE TO THE SECRETARY OF STATE, January 20, 2025

Energy & Environmental Policy
• DECLARING A NATIONAL ENERGY EMERGENCY, January 20, 2025
• UNLEASHING AMERICAN ENERGY, January 20, 2025
• PUTTING AMERICA FIRST IN INTERNATIONAL ENVIRONMENTAL AGREEMENTS, January 20, 2025
• TEMPORARY WITHDRAWAL OF ALL AREAS ON THE OUTER CONTINENTAL SHELF FROM OFFSHORE WIND LEASING AND REVIEW OF THE FEDERAL GOVERNMENT’S LEASING AND PERMITTING PRACTICES FOR WIND PROJECTS, January 20, 2025
• UNLEASHING ALASKA’S EXTRAORDINARY RESOURCE POTENTIAL, January 20, 2025
• PUTTING PEOPLE OVER FISH: STOPPING RADICAL ENVIRONMENTALISM TO PROVIDE WATER TO SOUTHERN CALIFORNIA, January 20, 2025
 
Employment Policies:
• ENDING ILLEGAL DISCRIMINATION AND RESTORING MERIT-BASED OPPORTUNITY, January 21, 2025
 
Border Security & Immigration:
• PROTECTING THE AMERICAN PEOPLE AGAINST INVASION, January 20, 2025
• SECURING OUR BORDERS, January 20, 2025
• CLARIFYING THE MILITARY’S ROLE IN PROTECTING THE TERRITORIAL INTEGRITY OF THE UNITED STATES, January 20, 2025
• GUARANTEEING THE STATES PROTECTION AGAINST INVASION, January 20, 2025
DESIGNATING CARTELS AND OTHER ORGANIZATIONS AS FOREIGN TERRORIST • ORGANIZATIONS AND SPECIALLY DESIGNATED GLOBAL TERRORISTS, January 20, 2025
• DECLARING A NATIONAL EMERGENCY AT THE SOUTHERN BORDER OF THE UNITED STATES, January 20, 2025
• PROTECTING THE UNITED STATES FROM FOREIGN TERRORISTS AND OTHER NATIONAL SECURITY AND PUBLIC SAFETY THREATS, January 20, 2025
• PROTECTING THE MEANING AND VALUE OF AMERICAN CITIZENSHIP, January 20, 2025
• REALIGNING THE UNITED STATES REFUGEE ADMISSIONS PROGRAM, January 20, 2025
 
Revocation of Prior Executive Orders
• INITIAL RESCISSIONS OF HARMFUL EXECUTIVE ORDERS AND ACTIONS, January
20, 2025

As CPS Investment Advisors marks its 50th anniversary, the firm is proud to announce the promotion of Michael A. Riskin, CPA/PFS, CFP®, MST, to President. This milestone reflects the firm’s legacy of excellence and highlights its forward-looking commitment to leadership and client-focused service.